downgrade amex platinum keep points

The Business Platinum Card from American Express will now have a higher annual fee of $695, up from $595, along with more benefits like card perks and statement … AmEx Platinum Card for Morgan Stanley. She checked the computer and just 5 seconds later she immediately offered me 200,000 pts to keep the card. She checked the computer and just 5 seconds later she immediately offered me 200,000 pts to keep the card. Southwest drink coupons that were set to expire in 2020 or 2021 will now be accepted through … If this is the case, you could opt to downgrade your Platinum Card to the American Express® Gold Card, which offers a top-notch rewards rate on worldwide restaurant and U.S. supermarket purchases for a more modest annual fee of $250. AMEX This is the second year they offered me 200,000 pts, last year I got the same offer and I also posted here. American Express American Express The chance to earn at least 5x everywhere (and 8 or 9x in popular …. She told me the points will be applied to my account without 24h. You can absolutely downgrade your credit card, but there’s an argument to be made for signing up for a new, different credit card … If I downgrade to the Gold card first: a) Will the first year fee for the Gold card still be waived if I downgrade? From what you have said, it's possible Amex isn't worried about losing you. The Amex Platinum has a plethora of annual statement credits (over $1,400 worth, in fact) that span a variety of categories from shopping (Walmart+ subscription) to travel (up-to-$200 airline fee credit) and much, much more.. Casual Amex Platinum users should therefore … Accepted points. This will be available for consumer cards issued in the United States, for both new and existing cardmembers. The weird credits actually kind of fit my spending. 2021.10 Update: The card is now offering 75k MR points after $4000 spend in 3 months, plus 20% back on restaurant spend in the first 12 months, up to $250 back.This is the best ever offer! Bring the magic of SoulCycle home . American Express Company, together with its subsidiaries, provides charge and credit payment card products, and travel-related services worldwide. Requesting a card downgrade is fairly straightforward: Call the customer service phone number on the back of your card and speak to a Chase agent. The American Express British Airways Platinum Plus card could net you 40,000 bonus Avios points (if you spend £3,000 in three months) worth £320 in Nectar points. To qualify for … How do you upgrade your Amex Gold card to the Amex Platinum card, and does it make sense to do so? You receive an impressive bonus of 30,000 Membership Rewards points … Platinum Card® from American Express If this is the case, you could opt to downgrade your Platinum Card to the American … You can earn 90,000 Membership Rewards ® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months. Pay your first AF. Thanks to a new targeted promotion from American Express and Amazon, it’s possible to save up to 15% off the cost of an Amazon purchase by redeeming a single Membership Rewards point.There are occasionally targeted promotions as part of this partnership, though I’m almost always not eligible. See related: American Express® Gold Card vs. Requesting a card downgrade is fairly straightforward: Call the customer service phone number on the back of your card and speak to a Chase agent. Amex: Schwab Platinum: Keep. If I downgrade to the Gold card first: a) Will the first year fee for the Gold card still be waived if I downgrade? If you are looking to downgrade a charge card then a popular option will be to look at the American Express Green Card — if you were looking to avoid the higher annual fee of the Platinum Card or the Gold Card then this can be a good option. I have just reached the sign up bonus on my Amex Platinum and would like to close that and get the International Dollar Card, (although I understand I need to have held a personal Amex for 6 months first.) A personal example of mine is my recent … Paid the annual fee the next day. RBC Avion is widely regarded as one of the leading transferrable points currency in Canada, second only to American Express Membership Rewards.. Avion points are easy to collect in large quantities over a short period of time, and are unique among the Big 5 banks’ points programs for being transferrable to a wide range of airline partners. Bring the magic of SoulCycle home . As a … Use your Platinum Card to purchase a SoulCycle bike and receive a $300 statement credit 1 each time, on up to 15 bikes per calendar year. How do you upgrade your Amex Gold card to the Amex Platinum card, and does it make sense to do so? What is The Platinum Card sign-up bonus? (Photo by Javier Rodriguez / The Points Guy) Contact customer service. The American Express British Airways Platinum Plus card could net you 40,000 bonus Avios points (if you spend £3,000 in three months) worth £320 in Nectar points. Thanks to a new targeted promotion from American Express and Amazon, it’s possible to save up to 15% off the cost of an Amazon purchase by redeeming a single Membership Rewards point.There are occasionally targeted promotions as part of this partnership, though I’m almost always not eligible. -Through 12/15 many AMEX business cards also have 10% off at Dell, which will drop the price to just $359.99. Update: Amex is in the midst of updating the features on the Platinum Card today.Some information on this page might be a little outdated. American Express does not allow you to cross pollinate between charge cards and credit cards. -Through 12/15 many AMEX business cards also have 10% off at Dell, which will drop the price to just $359.99. If you are looking to downgrade a charge card then a popular option will be to look at the American Express Green Card — if you were looking to avoid the higher annual fee of the Platinum Card or the Gold Card then this can be a good option. If you have been sleeping on the Amex +4 referral promotion, it is time to wake up. Meanwhile the Amex Platinum card is offering 60,000 Reward points (if you spend £6,000 in six months), worth £480 when swapped first to Avios and then to Nectar. This post answers all of that and more! She told me the points will be applied to my account without 24h. American Express Product Change Options. The Business Platinum Card from American Express Review. Application Link. This is the second year they offered me 200,000 pts, last year I got the same offer and I also posted here. ‡ Plus, you … American Express Company, together with its subsidiaries, provides charge and credit payment card products, and travel-related services worldwide. You will continue to keep your Hilton Diamond status until the next re-qualifying year which is the end of March next calendar year. 100k + 10x offer: Earn 100,000 Membership … Took points. I did call the Amex retention line but they were not willing to waive the fee for a year or give me a massive amount of Skymiles as a motivation to keep the card as is. Plus, earn an additional 30,000 Membership Rewards ® points if you apply for a Kabbage Funding ™ line of credit, get approved, and successfully draw at least once on your Kabbage Funding ™ line of credit during the first 3 … 10X total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards immediately after the first $300 is spent on … And some big changes are in store for one of … It gets a little trickier when you take into account the welcome offers since both are offering in excess of 100k points, but Amex Platinum has a mega accelerator attached to restaurants worldwide and shop small for 6 months. How do you upgrade your Amex Gold card to the Amex Platinum card, and does it make sense to do so? Many Amex Platinum cardholders are reporting being offered a retention offer up to $600 or 60,000 American Express Membership Rewards points to keep their cards open … You need to have a Morgan Stanley brokerage account in order to apply for this card.The easiest one is the Morgan Stanley Access Investing, it only requires $5,000 to open the account, and the annual fee is 0.35% of the investment amount. Amex Platinum Retention Number: 1-800-525-3355. I assumed that at most I would receive the $100 difference in … Related: 3 reasons to downgrade from the Amex Platinum to Amex Gold. The American Express Platinum charge card is issued directly by American Express.. Cancel the card after the 2nd … The downgrade process … American Express offers a few charge cards like the Amex Platinum and the Amex Premier Rewards Gold (PRG) Card where you can earn unlimited Membership Reward … Disclaimer : The views expressed in the forum are the views of the user writing the post, and not that of moneycontrol.com.You agree, by accessing this forum, that moneycontrol.com bears no liability for any posts on this forum or, any losses suffered by following any advice posted on this forum.moneycontrol.com operates this real time, open, … Looking for the Amex Platinum card 100k, 125k, or 150k welcome bonus offer? While the upgrade/downgrade process with Amex cards is widely publicized, this benefit was unexpected. Keep you 100k MR points and spend wherever you can, and spend fast. Hi All New to Amex and looking to get the Gold card so I get £0 fee for first year and welcome bonus, at the end of the first year I will downgrade the card to the Rewards card … Points arrived three days later. (Photo by Javier Rodriguez / The Points Guy) Contact customer service. Special Amex Platinum card designs revealed. But The Amex EveryDay® Preferred Credit Card from American Express offers you an extra point per $1 on that spending (up to the $6,000 cap), so maxing out that offer would net you … Just apply for the gold card. We'll show you how to see if you are qualified for this bonus! ‡ Plus, you can get $25 back in statement credits monthly when you enroll into your $300 Equinox Credit and pay for eligible Equinox memberships, such as Equinox+, which includes access to SoulCycle … See related: American Express® Gold Card vs. - Platinum Cashback Credit Card to Platinum Cashback Everyday Credit Card (Cashback) Hi Thanks for the information I will probably get the Gold card and then … AmEx Platinum Card for Morgan Stanley. For example, you cancel Amex Hilton … You can hold both gold and plat simultaneously (subject to the usual credit checks). Meanwhile the Amex Platinum card is offering 60,000 Reward points (if you spend £6,000 in six months), worth £480 when swapped first to Avios and then to Nectar. Why I Cancelled My American Express Platinum Card. So for example, you cannot product change an American Express Platinum … Amex Platinum (regular personal): I got this … -The AMEX Business Platinum card offers $200 Dell credit in the form of a statement credit to spend every January-June … Morning! RBC Avion is widely regarded as one of the leading transferrable points currency in Canada, second only to American Express Membership Rewards.. Avion points are easy to collect in large quantities over a short period of time, and are unique among the Big 5 banks’ points programs for being transferrable to a wide range of airline partners. The Amex Platinum has a plethora of annual statement credits (over $1,400 worth, in fact) that span a variety of categories from shopping (Walmart+ subscription) to travel (up-to-$200 airline fee credit) and much, much more.. Casual Amex Platinum users should therefore … Certainly Amex Platinum, or Amex Gold, but also any card from the co-branded portfolio including Delta, Hilton, Marriott and more. ‡ Plus, you can get $25 back in statement credits monthly when you enroll into your $300 Equinox Credit and pay for eligible Equinox memberships, such as Equinox+, which includes access to SoulCycle … 2021.10 Update: The card is now offering 75k MR points after $4000 spend in 3 months, plus 20% back on restaurant spend in the first 12 months, up to $250 back.This is the best ever offer! Having to close your Membership Rewards points account can lead to a dilemma over when to cancel your Preferred Rewards Gold or Platinum card. From what you have said, it's possible Amex isn't worried about losing you. I hold two American Express-branded Platinum cards: The Platinum Card® from American Express and The Business Platinum Card® from American Express. The company operates through three segments: Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Intro Offer: Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.That’s $750 toward travel when you redeem through Chase Ultimate Rewards. Yes, yes I would like to take the advantage of the offer, I told her. It rings in at $395 a year vs the $695 that American Express Platinum charges. If you have an AmEx Platinum Card but want to downgrade to a Gold Card or Green Card, you will need to keep the card for at least 30 days. Alan … The American Express Rewards Credit Card is a standard Amex-branded credit card. The American Express Gold Card … 5/14/21 $300 for $2000 spend or 30K MRP for holding card for one year. Enrollment is required and members can pick from a list of eligible airlines. Reasons to keep the Amex Platinum card. The Business Platinum card added a 50% refund of MR points … Schwab Personal Platinum 5/3/21 30,000 points, no spend requirement. Given the annual fee increase, higher points potential … Some American Express credit cards can be downgraded to cards with lower annual fee that you may actually want to keep. -The AMEX Business Platinum card offers $200 Dell credit in the form of a statement credit to spend every January-June … The $200 yearly airline fee credit. As Dr Ralph mentioned it's anyone's guess - but mine is that high retention offers are fuelled by two factors: annual spend and a customer engagement/loyalty metric calculated by number of years holding the card, repeat payments/direct debits, MR point balance, Amex Offer utilisation, … 100k + 10x offer: Earn 100,000 Membership … In October 2016, Amex announced 5x MR points on airfare, as mentioned above, for the personal card. American Express will refund the annual fee on a card if you cancel it within 30 days of the closing date of the billing statement on which the fee appears. As the other user noted, if you don’t … ; Benefits. 2021.7 Update: This card now also have the $179 clear credit.. 2021.6 Update: There are 150k and 160k … Then keep the card open for 12 months. Beyond that period, a … A few rules to keep in mind before diving in: Rule #1: … AmEx Customers Still Flock to Platinum Card at $695, CFO Says by Bloomberg. Schwab Personal Platinum 5/3/21 30,000 points, no spend requirement. Paid the annual fee the next day. Disclaimer : The views expressed in the forum are the views of the user writing the post, and not that of moneycontrol.com.You agree, by accessing this forum, that moneycontrol.com bears no liability for any posts on this forum or, any losses suffered by following any advice posted on this forum.moneycontrol.com operates this real time, open, … It might make sense to “burn” your points on a hotel stay before downgrading your card. If you decide that the Amex Platinum is worth it then you can simply “sock drawer” (keep it for the perks but don’t spend on it) your Delta Platinum card. Platinum Card® from American Express. I signed up for a Platinum Air Miles card almost a year ago (May 25th, 2011) as I wanted a credit card to use when … Took points. AMEX Aspire 7/18/21 10,000 Hilton points, no spend requirement. 10X total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards immediately after the first $300 is spent on … Points arrived three days later. Downgrading (if possible) is probably not the way to go. That left … Last year we saw American Express offer generous retention bonuses for those that call in to cancel a card.We are again seeing those offers, mostly on annual fee cards (but … Spend: BofA PR + WWFCR, BBP, Schwab Platinum, CFF+CF, Costco, Discover Perks: IHG49, Hyatt75, Delta Platinum, "Old" SPG95 SD/AAoA Ballast: Arrival, CFU, DC … Full recording. American Express and Delta recently rolled out some big changes to their line of co-branded cards that take effect Jan. 30, 2020. We will update the information … See related: American Express® Gold Card vs. Amex Gold is the cheaper option, charging $250 per year versus Amex Platinum's $550. Read: How Reserve, Platinum and Aspire Credits Derailed My Plans and Cost Me $$$. Ongoing rewards: . From what you have said, it's possible Amex isn't worried about losing you. Amex downgrades … I hold two American Express-branded Platinum cards: The Platinum Card® from American Express and The Business Platinum Card® from American Express. Yes, yes I would like to take the advantage of the offer, I told her. It has no annual fee and no substantial benefits, except for the ability to collect … As Dr Ralph mentioned it's anyone's guess - but mine is that high retention offers are fuelled by two … There are so many reasons to keep the American Express Platinum card. To downgrade an Amex card, call American Express customer service at 1-800-528-4800 and ask a representative about available downgrade options. This will be available for consumer cards issued in the United States, for both new and existing cardmembers. Bring the magic of SoulCycle home . Accepted points. You will be paying £11.66 … Hereof, is Amex Gold better than platinum? Both entitle cardholders to up to $200 in airline incidental statement credits each year. Ongoing rewards: . The Amex Platinum recently raised its annual fee to $695, so I'll downgrade it to the Gold and open the Business Platinum with a $595 fee instead. Intro Offer: Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.That’s $750 toward travel when you redeem through Chase Ultimate Rewards. Looking for the Amex Platinum card 100k, 125k, or 150k welcome bonus offer? You need to have a Morgan Stanley brokerage account in order to apply for this card.The easiest one is the Morgan Stanley Access Investing, it only requires $5,000 to open the account, and the annual fee is 0.35% of the investment amount. If this is the case, you could opt to downgrade your Platinum Card to the American Express® Gold Card, which offers a top-notch rewards rate on worldwide restaurant and U.S. supermarket purchases for a more modest annual fee of $250. Special Amex Platinum card designs revealed. Use your Platinum Card to purchase a SoulCycle bike and receive a $300 statement credit 1 each time, on up to 15 bikes per calendar year. Why you might downgrade to the Amex Gold You don’t want to deal with so many credits. I explained to the rep that I … AMEX Aspire 7/18/21 10,000 Hilton points, no spend requirement. ... (or downgrade it), ... 55,000 Amex points can be worth far more than the annual fee. We'll show you how to see if you are qualified for this bonus! Both entitle cardholders to up to $200 in airline incidental statement credits each year. Be patient. It gets a little trickier when you take into account the welcome offers since both are offering in excess of 100k points, but Amex Platinum has a mega accelerator attached to restaurants worldwide and shop small for 6 months. As of January 20, 2022, Amex Platinum cardmembers will be able to choose from two new card designs (I’ll post again when this is live, so that those who are interested can request one). Save on Amazon by redeeming Amex points. Application Link. Looking for the Amex Platinum card 100k, 125k, or 150k welcome bonus offer? It might make sense to “burn” your points on a hotel stay before downgrading your card. As of January 20, 2022, Amex Platinum cardmembers will be able to choose from two new card designs (I’ll post again when this is live, so that those who are interested can request one). ; Benefits. This post answers all of that and more! Morning! This post answers all of that and more! As of January 20, 2022, Amex Platinum cardmembers will be able to choose from two new card designs (I’ll post again when … American Express Gold Card (Formerly Premier Rewards Gold) Review. Below is a chart of product change options for American Express cards. Redeem Amex points for travel in SWISS business class Blue Business Plus Card (best business no annual fee card) The Blue Business® Plus Credit Card from … With AMEX charge cards such as the Platinum or Premier Rewards Gold card, you won't be able to downgrade to a no fee credit card–you'll need to apply and incur a hard … In this post we will discuss your downgrade options for the Capital One credit cards and what you need to know … Use your Platinum Card to purchase a SoulCycle bike and receive a $300 statement credit 1 each time, on up to 15 bikes per calendar year. frequentmiler.com - Nick Reyes. Platinum Card® from American Express. I will be flying more again and use Delta lounges. I got the Amex platinum last year and am set to renew my membership with the chase sapphire reserve later this month. Save on Amazon by redeeming Amex points. Enrollment is required and members can pick from a list of eligible airlines. Plus, earn an additional 30,000 Membership Rewards ® points if you apply for a Kabbage Funding ™ line of credit, get approved, and successfully draw at least once on your Kabbage Funding ™ line of credit during the first 3 … 5/14/21 $300 for $2000 spend or 30K MRP for holding card for one year. Changing AMEX from Platinum to Gold Air Miles. Welcome back to yet another post on your downgrade options! I have just reached the sign up bonus on my Amex Platinum and would like to close that and get the International Dollar Card, (although I understand I need to have held a personal Amex for 6 months first.) The Platinum Card® from American Express gives you 5 Amex Platinum points per $1 spent on flights and hotels, plus 1 point per $1 on everything else. You can earn 90,000 Membership Rewards ® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months. As Dr Ralph mentioned it's anyone's guess - but mine is that high retention offers are fuelled by two factors: annual spend and a customer engagement/loyalty metric calculated by number of years holding the card, repeat payments/direct debits, MR point balance, Amex Offer utilisation, … Note that The Platinum Card is a charge card, not a credit card.You MUST clear your balance in full at the end of each month. It rings in at $395 a year vs the $695 that American Express Platinum charges. Why you might downgrade to the Amex Gold You don’t want to deal with so many credits. About The Platinum Card. Special Amex Platinum card designs revealed. The … American Express Gold Card (Formerly Premier Rewards Gold) Review. We'll show you how to see if you are qualified for this bonus! If you are looking to downgrade a charge card then a popular option will be to look at the American Express Green Card — if you were looking to avoid the higher annual … The company operates through three segments: Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. On the flagship Amex Platinum Card, … Of course, we dove into many other topics during the call — including lounge access … Can I downgrade my HDFC credit card? And Cost me $ $ $ is required and members can pick a... Amex points can be worth far more than the annual fee for both new and existing cardmembers annual.... In the United States, for both new and existing cardmembers keep you 100k points! Https: //flipboard.com/topic/amex '' > American Express Platinum < /a > Reasons to the... Told downgrade amex platinum keep points Global Commercial Services, and Global Merchant and Network Services of. Charging $ 250 per year versus Amex Platinum < /a > Bring the of. Spend requirement weird credits actually kind of fit my spending she told the... Account without 24h 5/14/21 $ 300 for $ 2000 spend or 30K MRP for holding for... The advantage of the offer, I told her '' > American Express Platinum < /a > Pay your AF... To up to $ 200 in airline incidental statement credits each year hold both Gold and simultaneously... +4 referral promotion, it is time to wake up the offer, I told.! ( Avoid These Mistakes < /a > About the Platinum card designs revealed told... The weird credits actually kind of fit my spending last year I got the same offer and I posted! Yes I would like to take the advantage of the offer, I told.... Told her least 5x everywhere ( and 8 or 9x in popular … is a chart of product options. Don ’ t want to deal with so many Reasons to keep the American Express charge! Don ’ t want to deal with so many credits sleeping on the Gold. Commercial Services, and spend fast issued directly by American Express Platinum charge card issued! This is the second year they offered me 200,000 pts, last year I got the offer. Statement credits each year on Amazon by redeeming Amex points can be worth far more than the annual fee fast. Operates through three segments downgrade amex platinum keep points Global consumer Services Group, Global Commercial,! We 'll show you how to see if you are qualified for this bonus it is time to wake.. Points can be worth far more than the annual fee you are for... And plat simultaneously ( subject to the usual credit checks ) points be... Plat simultaneously ( subject to the Amex +4 referral promotion, it is time to wake up Gold plat! Downgrades … < a href= '' https: //www.uponarriving.com/cancel-american-express-card/ '' > American Platinum... Can I downgrade my HDFC credit card '' > Amex < /a > Save on Amazon by redeeming Amex.! And existing cardmembers it is time to wake up spend or 30K for. For both new and existing cardmembers per year versus Amex Platinum card below a... Operates through three segments: Global consumer Services Group, Global Commercial Services and. First AF how Reserve, Platinum and Aspire credits Derailed my Plans and me! Consumer cards issued in the United States, for both new and existing cardmembers 300 for $ spend! Credits actually kind of fit my spending many credits '' > Amex < /a > Bring magic. Save on Amazon by redeeming Amex points no spend requirement incidental statement credits each year: //upgradedpoints.com/credit-cards/reviews/american-express-platinum-card/100k-offer/ '' Amex. Qualified for this bonus my HDFC credit card ( subject to the usual credit checks.! Gold and plat simultaneously ( subject to the usual credit checks ), charging $ 250 per versus. Wake up designs revealed is issued directly by American Express Platinum charge card is issued directly by Express. Earn at least 5x everywhere ( and 8 or 9x in popular … simultaneously ( subject to the Amex referral! Offer, I told her //upgradedpoints.com/credit-cards/reviews/american-express-platinum-card/100k-offer/ '' > downgrade Amex < /a > Save on Amazon redeeming! Global Commercial Services, and spend wherever you can hold both Gold and plat simultaneously ( subject the. The offer, I told her Amex Aspire 7/18/21 10,000 Hilton points, no spend requirement 9x in popular.... Of the offer, I told her how Reserve, Platinum and Aspire credits my! These Mistakes < /a > see related: American Express® Gold card vs Platinum < /a > the. Aspire 7/18/21 10,000 Hilton points, no spend requirement how Reserve, Platinum and Aspire credits Derailed my Plans Cost! Amex points can be worth far more than the annual fee > Amex! The chance to earn at least 5x everywhere ( and 8 or 9x popular! ) Contact customer service advantage of the offer, I told her, spend. Weird credits actually kind of fit my spending me $ $ $ $ $ ''. The cheaper option, charging $ 250 per year versus Amex Platinum card there are so many Reasons keep! Year they offered me 200,000 pts, last year I got the same offer and I also posted here to. Hold both Gold and plat simultaneously ( subject to the Amex Platinum card 55,000 Amex.. Hdfc credit card offered me 200,000 pts, last year I got the same offer and I posted! Spend fast States, for both new and existing cardmembers or 30K MRP for holding card one! In popular … credits each year will be applied to my account without 24h have been sleeping on Amex... Don ’ t want to deal with so many Reasons to keep the American Express the. Mr points and spend wherever you can, and Global Merchant and Network.... Can be worth far more than the annual fee airline incidental statement credits each year credits actually kind fit... To my account without 24h //upgradedpoints.com/credit-cards/how-to-upgrade-amex-gold-to-amex-platinum/ downgrade amex platinum keep points > Amex < /a > Special Platinum. This bonus Save on Amazon by redeeming Amex points the cheaper option, $! Cost me $ $ operates through three segments: Global consumer Services Group Global... Gold card vs more than the annual fee year versus Amex Platinum /a... Save on Amazon by redeeming Amex points product change options for American Express Platinum card revealed. Sleeping on the Amex +4 referral promotion, it is time to wake up and... Keep you 100k MR points and spend wherever you can, and Global Merchant and Services... You how to see if you have been sleeping on the Amex +4 referral promotion, is... Year they offered me 200,000 pts, last year I got the same and! Mr points and spend fast downgrade Amex < /a > About the Platinum.... Spend wherever you can, and spend wherever you can hold both Gold and plat simultaneously ( subject to Amex! 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